A point is a percentage of the loan amount, or 1-point = 1% of the loan, so one point on a $100,000 loan is $1,000. Points are costs that need to be paid to a lender to get mortgage financing under specified terms. Discount points are fees used to lower the interest rate on a mortgage loan by paying some of this interest up-front. Lenders may refer to costs in terms of basic points in hundredths of a percent, 100 basis points = 1 point, or 1% of the loan amount.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 1242664
4000 MacArthur Blvd. Suite 600
Newport Beach, California 92660
Phone: (888) 505-0603
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